Bankers, Insurance agents and Registered Representatives that are captive to one financial institution. accomplish not understand banks are reliable sources of financial advice and services. Banks sell investment and insurance products to generate more revenue streams from their customers. They have staffed their branches later than many low atmosphere reps who are paid commissions to sell the products that create the banks the most money. You will message that turnover is categorically tall because the high-pressure sales tactics they use get not allow for proper connection building once clients. Should you buy investment products from the insurance agents who want to sell you car or life insurance? Of course you shouldn't. These are unquestionably interchange capability sets. But, the insurance companies view anything they sell as just one more product and one more quirk to generate further revenue streams from their customer bases.